Off Topic » UK Insurance

R1200RS + R1250RS Forum � RS Lounge Area � Off Topic � UK Insurance

Topic settings

Jump to forum

RS-Forum New Member Introductions Forum operation, design and help guest area My ride tour reports in planning training and coaching 1200 RS technology General topics Exhausts and Engine Tyres, Brakes and Suspension Tuning and modding Electronics Warranty stuff 1250 RS technology General topics Exhausts and Engine Tyres, Brakes and Suspension Tuning and modding Electronics Warranty stuff RS equipment Navigation accessories clothing and helmet What have you done to bike Knowledge Base Knowledge Base - how it works Knowledge Base Meeting Thread RS worldwide regions Africa Asia Australia Canada Europe Europe UK Middle East South America USA Midwest USA Northeast USA Southeast USA Southwest USA West RS Lounge Area Off Topic Other Bikes buy and sell forum rules

#1 | UK Insurance datum

Thu Sep 08, 2022 4:31 am

Apologies for non-relevance to offshore riders but furious that my yearly insurance renewal has risen by 88% to £1800 with BMW Devitt.
Park Lane are unable to sell bikes because some London buyers cannot get insured at all.
Anyone else in similar plight?

reply

#2 | RE: UK Insurance datum

Thu Sep 08, 2022 7:25 am

I have just had my renewal price for 2017 RS and Triumph Sprint GT. Up 12.3% .(Triumph Insurance, which is part of Adrian Flux/ Bikesure . Car ins at the start of month was up about 15% (LV).

reply

#3 | RE: UK Insurance datum

Thu Sep 08, 2022 9:27 am

My premium down 3% Bikesure and my wife's premium up 1% Bennetts.

Double Lupin owner PCP free

reply

#4 | RE: UK Insurance datum

Thu Sep 08, 2022 10:34 am

moved to the lounge.

No, not a problem here in shire suburbia. Each bike about £100. There again, they are now 6 year old snotters now.
I have read elsewhere that insuring new bikes in London, especially those with premium prices is becoming difficult.

Spam goes here

reply

#5 | RE: UK Insurance datum

Thu Oct 13, 2022 7:27 pm

Well I'm pretty disgruntled... my premium last year was £175; that was for my 1200RS, value ~£7K with 3 years NCD.
Just received my renewal premium, and having changed to a 1250RS, value ~£12K, now with 4 years NCD and no other changes, it's now £319 (an 82% increase).

I've tried several online quotes, and all of them are even higher. I'm really surprised that the change in bike would account for such a difference. I live oop north, not in a city, bike garaged etc. I don't get it.

KC100->CB100N->CB250RS--------->DL650AL2->R1200RS->R1250RS

reply

#6 | RE: UK Insurance datum

Thu Oct 13, 2022 7:42 pm

Zitat von Freddyfruitbat im Beitrag #5
Well I'm pretty disgruntled... my premium last year was £175; that was for my 1200RS, value ~£7K with 3 years NCD.
Just received my renewal premium, and having changed to a 1250RS, value ~£12K, now with 4 years NCD and no other changes, it's now £319 (an 82% increase).

I've tried several online quotes, and all of them are even higher. I'm really surprised that the change in bike would account for such a difference. I live oop north, not in a city, bike garaged etc. I don't get it.

have you had a significant birthday? Premiums can rise after a certain age. Maybe there has been a spate of bike thefts or accidents in your region? Or just one premier league footballer has had their garage of toys done over? Then of course, the underwriters loss risk is higher due to the bike being more valuable. Perhaps it is that hideous LCD that makes a 1250 more attractive to dim thieves thinking they are nicking the latest ipad? Who knows what goes through the minds of underwriters when they run a risk matrix?

Spam goes here

reply

#7 | RE: UK Insurance datum

Thu Oct 13, 2022 9:13 pm (Last edited: Thu Oct 13, 2022 9:26 pm)

Hi, when i changed my rs1200 to a new 1250r in march Carol Nash wanted £187 to change for last 3 months left on my policy. when it came due i they wanted £485 , shopping around i went for BMW insurance through Devitt DA for
£245. both carried £800 excess. i have full no claims bonus

reply

#8 | RE: UK Insurance datum

Mon May 15, 2023 4:56 pm (Last edited: Mon May 15, 2023 4:56 pm)

so much for inflation

I paid £93 last year for full comprehensive insurance on the RS. Bought via the broker Devitt, underwritten by Ageas.

Renewal has just come through: £83.01 - annual cost not monthly!

Spam goes here

reply

Dog advice needed. � � 1890's car technology