Off Topic » Trip Interruption Insurance?

I'm not sure if I've asked of this before, but since nothing showed up on a search....

Does anyone sell "trip insurance" that covers the cost of a mechanical breakdown or accident so that you and your bike can get home? Every effort to Google produces companies that do so for trips booked through a travel agent, which doesn't apply here. In the past, incidents resulted in an easy $500+ just to get the bike home. Fortunately, I wasn't that far away. My "white whale" is a trip to Alaska...I'd have to take a month off to go there and back by motorcycle. If something happened out there, I might as well just abandon the bike for the cost of getting it home, and odds are even if there was a local shop, I'd not be able to go back to retrieve the bike.

I'm sure when you "rent" a motorcycle through a tour company (there's a couple in the USA), they pick up the cost and trouble if there's an accident or breakdown so you don't worry about being stranded. I'm wondering if anyone sells these policies for individuals. I think the BMW group has one, but I think it's only for breakdowns, not accidents.

On top of my regular bike insurance that allows me to drive from UK to Europe and my regular annual holiday travel insurance, again to allow me to travel to Europe, I take out separate bike breakdown insurance as I’m out of any warranty relationship with BMW.

I use an outfit called StartResuce that will recover me from UK and Europe. I take the full package.

I’d imagine there is something similar in other countries.

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Zitat von wessie im Beitrag #2

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Doesn't the AAA cover bikes?

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I rented a bike, Harley Street Glide, for a week long trip through the Dakotas last year. It was expensive, but I had no issues except I would've preferred to have my bike, Triumph Trophy SE (at that time). When I bought the Triumph it was in Southern California, and I had it shipped. I don't remember the cost, but I'm pretty sure it was <$500 for one way shipping. With the relatively inexpensive cost of shipping the bike, I would recommend getting something like AAA to handle getting the bike to a shop (safe location) from which you can arrange shipping. I would forgo additional insurance for the shipping. Another option would be to just buy a cheap bike that you can either abandon or sell upon completion of the trip.

Sadly, that’s not much of an option.

If I want a bike for a day or two of casual riding, I could take most anything, but for a major trip, it would need to be a bike I’m comfortable on and with. There’s a learning curve for every bike not your own...some worse than others, and if I’m going to be on technical roads, I don’t need to add a learning curve to the equation. As it was, most bikes I tried out were not comfortable for me...which is why I didn’t buy them. Some places have rentals I can work with...others do not.