R1200RS + R1250RS Forum
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Fri Jul 27, 2018 8:45 am
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Hello guys, after the advice about breakdown cover I am ditching any additional cover and just using the BMW cover, but, I have another question about travel insurance, has anyone used a company called "Holiday Safe" they seem to get good reviews but when I choose the motorcycling option after filling out all my information the online documents don't mention as far as I can see anything about motorcycling ? I may have got it wrong so what travel insurance do you take out. |
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I use insure&go, not the cheapest around but you can add motorcycle cover for rider and pillion, think that was £10 extra each for annual cover. Never had to use them in anger so no personal experience. The sales guy I was chatting to when renewing my cover rides a Triumph Street triple so spent more time talking bikes than holiday insurance!! |
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just go to Get Going - using a motorcycle for your main form of transport is covered in their standard policy |
Zitat von firebird1 im Beitrag #1 Well here's the wording of their bespoke motorcycle policy... seems to to me to have a fair bit about biking! Or even if you just go for their standard travel policy, that says "We cannot cover you if you are responsible for the control of a motorcycle or moped you are driving and for which you do not hold appropriate qualifications to ride in the United Kingdom or the Channel Islands", which I think is insurance company-speak for "You're covered if you're riding a motorbike if you have a UK license"! In my experience, travel insurance companies have as many ways of treating bikes as there are companies. Eg, my own current annual policy is just a bog-standard one from the Post Office, where the relevant clause states: "There is no cover for riding motorcycles unless it is 1500cc or less, you have a valid and full UK motorcycle licence, wear a helmet and ride on recognised roads only". And how weird is that - do they really think someone plodding along on a 1600cc tourer is a worse risk than someone else burning up the roads on a litre superbike? I've seen others who will or won't cover you if a motorcycle is your primary mode of transport, if your engine size is above or below a (completely arbitrary) engine size; all sorts. You just need to check the wording.
KC100->CB100N->CB250RS--------->DL650AL2->R1200RS
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KC100->CB100N->CB250RS--------->DL650AL2->R1200RS |
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[posted in error, sorry - unable to delete] KC100->CB100N->CB250RS--------->DL650AL2->R1200RS |
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My advice to anyone would be "Read the small print". Here's why. |
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Zitat von Paul B im Beitrag #7 Or, surely, insurance which covers you for the size of bike you intend to ride...?
KC100->CB100N->CB250RS--------->DL650AL2->R1200RS
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Zitat von Freddyfruitbat im Beitrag #8 I guess that'd work too, but insurers may differentiate between "touring across Europe on a big bike" and "hiring a big bike" at wherever you fly to. Cheers Paul B. |
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