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#1 | European breakdown cover ? datum

Wed Jul 25, 2018 9:46 pm

Touch wood the new tablets seem to be working with my neck and shoulder pain so I've took the plunge and booked a ferry to Calais and my first night accommodation in Belgium for my 14 day European tour.

I'm now looking at buying my breakdown cover and I'm looking for some recommendations based on your own experiences, the ones I have looked at so far are RAC & Startrescue

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#2 | RE: European breakdown cover ? datum

Wed Jul 25, 2018 10:32 pm

I assume the warranty on your bike has expired.

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#3 | RE: European breakdown cover ? datum

Wed Jul 25, 2018 10:40 pm

I use Startrescue - never had to claim but they have a great reputation. I have an annual policy on my Triumph which I will switch to the RS as my BMW warranty expires whilst on a trip to Spain.

Before buying, the BMW 2 year warranty includes Euro breakdown cover. Also, some insurers include it, Carole Nash being the most commonly used. So check not already covered.

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#4 | RE: European breakdown cover ? datum

Wed Jul 25, 2018 10:51 pm

I do have 6 months BMW cover remaining but I didn't want to solely rely on that cover, my Hastings insurance doesn't cover me for breakdown.

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#5 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 12:04 am

Zitat von firebird1 im Beitrag #4
I do have 6 months BMW cover remaining but I didn't want to solely rely on that cover, my Hastings insurance doesn't cover me for breakdown.

Why ever not? The BMW cover is the most comprehensive cover you will get. Most of these insurance policies will take you to the nearest bike dealer which may specialise in Peugeot scooters. The BMW cover takes you to a BMW dealer and will loan you a BMW bike if needed. All of the others will offer you a car as alternative transport or a cheap hotel. Your repair might be covered under warranty at the BMW dealer where you will have to pay at a non-BMW place.

Last year a friend on a Triumph was taken to Annecy - not the nice bit, a Kyriad on an industrial park and the bike went to a non-franchised workshop. This was about 30 miles closer than our actual destination in Grenoble where he had a hotel reservation and access to a Triumph dealer. It took 4 days for the parts to arrive and they were stuck in the Kyriad. Policy was from Carole Nash underwritten by Axa. This was ridiculous for a relatively simple fault as it was only a leaking clutch slave cylinder.

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#6 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 8:42 am

Hi Wessie,

I'm sure you will correct me as I haven't read the BMW cover details recently, but I thought this cover was for breakdown only, what happens if the I had an accident where the bike was damaged and unridable. I will now go and read the cover details.

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#7 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 8:50 am

None of the breakdown insurers cover you for accident, if you have an accident you contact your bike insurance and they will deal with it.
I have used the BMW breakdown in France and they were excellent.

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#8 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 2:24 pm

Zitat von mickr7280 im Beitrag #7
None of the breakdown insurers cover you for accident, if you have an accident you contact your bike insurance and they will deal with it.
I have used the BMW breakdown in France and they were excellent.

I think a small number of breakdown companies will recover after accidents but they get fewer every year. As you say, this duplicates cover already in your main insurance.

It is worth checking the small print as they all have exclusions. Some won't help out if you misfuel the bike - not very good if you have filled your Pan European with paraffin - yes, this is a thing in France - it was a truck/tractor stop so no petrol/gas and the rider (not me) knew gazole was diesel so used the other pipe!

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#9 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 5:15 pm

Did any of you extend the BMW warranty after it ran out?

...and how much is that a year?

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#10 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 8:16 pm

Hi Bonzo, all quotes are individual to bike and rider and offered at the end of the 2 year warranty period based on the bikes mileage, no doubt you will get a letter from BMW Motorrad when the time comes. I didn�t take it as I felt it was expensive cover but its a tough call really.

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#11 | RE: European breakdown cover ? datum

Thu Jul 26, 2018 9:50 pm

I took out the extended warranty and including the breakdown cover was about £340 I think. Sounds expensive but when a rear shock costs upwards of £2000 fitted and all the electronic wizardry I personally feel it is peace of mind, plus the European cover as mentioned above is second to none.

andygriff likes the post

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#12 | RE: European breakdown cover ? datum

Fri Jul 27, 2018 12:36 am

I will be taking it of i keep my bike from year2 to year 3 . For sure.

Double Lupin owner

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#13 | RE: European breakdown cover ? datum

Fri Jul 27, 2018 9:04 pm

No idea what the BMW hourly labour rate is (but I bet it's circa 100/hour) so sounds like a reasonable deal.

Only two years to go and I will be in the same boat

Growning old is compulsory, growing up is optional

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#14 | RE: European breakdown cover ? datum

Sat Jul 28, 2018 10:41 pm

Extended warranty? No thanks.

I must be a gambler.

And my bike did not disintegrate and got through year 3 without visiting a dealer.

I don�t know how I sleep at night now that I�m into year 4.

Carpe Diem!

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#15 | RE: European breakdown cover ? datum

Sun Jul 29, 2018 12:43 pm

Zitat von Boxerboy55 im Beitrag #14
Extended warranty? No thanks.

I must be a gambler.

And my bike did not disintegrate and got through year 3 without visiting a dealer.

I don�t know how I sleep at night now that I�m into year 4.

Quite. I'm not sure if I have told you, but I have another BMW now. £700 a year for extended warranty insurance for both bikes. Think I'll keep the cash in the bank, well spend it and use a credit card if something breaks.

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Euro breakdown cover revisited � � Luxembourg/Germany bimble

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